The best way to find out is to use a loan calculator. They are not the lender, but they do work with multiple lenders nationwide in helping customers find financing. Pool Financing - Gulf Coast Pool Financing Experts Southern Poolscapes Every team member has the determination and know-how to provide you with a 5-Star worthy experience. Highly recommend! Again, keep in mind that if housing prices drop after taking out this type of loan, you could find yourself underwater on your mortgage balance owed versus what your home is currently worth in the marketplace . This feature could provide some breathing room for customers who need a little time to sort out their finances and get back on their feet. Home: Products. He gave me ideas on areas to improve my credit score so I could get approved for funding. Homeowners who do not need the large loan amounts offered by pool financing specialists may want to consider Marcus by Goldman Sachs as an alternative option. Your assigned loan consultant (your go-to person) will contact you shortly to discuss your loan options. If you are considering financing a swimming pool, be sure to shop around for the best rates and terms. Partner with the industrys leader to make your backyard dreams come true! The first step is to find a lender who works with people in your situation and compare their offers. Lyon Financial offers Swimming Pool and Backyard Living loan amounts of up to $500,000. !FANTASTIC customer service. Prospective borrowers may want to be aware that SoFis rates can be somewhat high in some cases, as the maximum APR can reach 22.73 percent. Thank you for the kind words and for taking the time to leave feedback for us. There are lenders who work with people with less than perfect credit and can offer loans with more flexible terms. A higher credit score indicates a lower risk of default and makes you more likely to be approved for financing. Payment example: Monthly payments for a $75,000 loan at 4.99% APR with a term of 15 years would result in 180 monthly payments of $592.70. Sophia Anthony is a freelance writer and blogger, covering health and fitness topics through visual representation. If youre considering a Viking pool, youre probably wondering how much it will cost. After understanding our loan needs, he shopped around for best fit, best price, best terms and was quick to close the deal. Learn More While the average swimming pool loan is for 10-15 years, you can finance a pool for as little as 5 years or for up to 30 years in some cases. Marcus Franklin Great service, quick and efficient. If youre considering a pool loan, you may be wondering about the difference between Viking Capital and Lyon Financial. Looking into a pool loan, this seems fishy Is it? Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. * Loan terms and availability vary based on borrower qualifications and are subject to change without notice. Lyon emerges from bankruptcy - Modern Materials Handling Over 90,000 businesses use Birdeye everyday to get more reviews and manage all customer feedback. Viking Capital, Inc. | Financing For Swimming Pools & Home Improvement This can make it difficult to qualify for traditional loans from banks or credit unions. Lyon Financial has a very helpful staff,customer service always answers phone calls and questions or directs me to the right person.Best choice i could have madeHighly recommend them. Game summary of the Detroit Lions vs. Minnesota Vikings NFL game, final score 24-28, from September 25, 2022 on ESPN. With a HELOC, you can borrow against the equity in your home at any time up to the limit set by the lender. Robert our consultant was great. Our swimming pool loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. Birdeye helps millions of local businesses to be found online with all their reviews and accurate business information. We have our loan with Lyon Financial and are very happy with their services as well as their outstanding customer service. Once your application is received, it is reviewed individually by a member of our loan team, who will work to pair you with the program that best matches your needs and qualifications. Apply Now. Very easy to sign all the paperwork. Lowest rates with military affiliation (applicant or lineal relative). Viking Capital, Inc. - Home - Facebook Other loan providers may not have any credit score limitations at all, even offering pool loans for bad credit. In that case, it may be worth looking into local banks that offer pool loans. Viking Capital, established in 1999, is your one-stop-shop for desirable pool financing options. If the pool builder of your choice has not worked with us before, there is a brief setup process. The lender will want to see that you have a clear idea of how youre going to use the loan and how youll repay it. We offer a wide range of financing options through our four trusted partners: Lyon Financial, Viking Capital and Paramount. Family members must be lineal (spouse or direct-line ancestors and descendants. In return for setting up automatic payments on their accounts, borrowers may be able to shave a certain amount off their APR, which would mean owing less interest over the life of the loan. The company also supports a dedicated mobile app that customers can use to manage their loans, including scheduling payments, updating account information, and checking the progress of their repayment schedule. Lyon Financial offers loans nationwide up to $150,000 with terms up to 25 years! Visit Lyon Financial for More Information, Visit Viking Capital for More Information, Visit Sunmark Credit Union for More Information, Both fixed and variable interest rates available, Borrow up to 100% of homes appraised value, No application fee or pre-payment penalty. Our clients know that an actual account manager will always answer the phone when they call. Contact Jeff today for more information or to get started: Jeff Miller, VP, Sales and Business Development Loan amount $50,000Rate 7.99%Term 20 YearsMonthly payment $418/mo. As we researched the best pool loans, we focused on lenders offering competitive interest rates, flexible financing terms, generous discounts, and quick application and funding time frames. And, their customer service is top-notch! As noted, installing a poolparticularly an inground poolcan come with a hefty price tag. The APR listed is for a signature loan between $50,000 and $200,000 with a term of 360 months, for applicants with excellent and substantial credit (including but not limited to a minimum credit score of 800 and a debt-to-income ratio/DTI of 50% or less). HomeFlex100 Line of Credit allows for flexible options for those with little or no equity, borrow up to 100% equity. Many of the best pool loans are unsecured loansthat is, they dont use any assets as collateral. Rates as low as 8.49% Terms up to 20 Years Loans up to $225k** Scores as low as 650 (*see details below) Complete The Application Form Are you interested in adding a pool to your property? Lenders may offer a wide range of pool loan rates that are subject to the borrowers financial qualifications. We've come across this loan with a 12 year 7.99% (decent for an unsecured pool loan), and no prepayment penalty, but the credit aspect seems suspect and fishy.. What's the catch here? Paramount Capital is a free service designed to help customers find and obtain sound financing solutions for their backyard dreams. Concord Pools & Spas. With their easy-to-use platform and quick approval . Central Bank Light Stream Viking Capital HFS Financial Lyon Financial Credit Union Apply online for a secured pool loan with Central Bank. 65,000 at 12 years at 7.99% This loan is our most popular because it offers excellent terms, is okay for people with special* circumstances and includes staged funding, where payments are made in installments as the pool is built. Installing an inground or above-ground pool can be a great way to beat the heat during the dog days of summer, entertain guests, and relax after a long day of work. She is very passionate about general health and beauty. I would highly recommend them to anyone. Your credit score is one of the most important factors in determining whether youll be approved for pool financing. Our focus on pool financing means that unlike most banks, credit unions and investors, we develop loan products specifically designed for pool construction. The top loan providers in this space vary quite a bit in terms of the precise benefits they bring to the table. Although its rate calculator can be a bit inaccurate due to certain baked-in criteriausers are assumed to have excellent credit, for instancethe tool gives borrowers a good idea of what their loan options look like and what amount they could owe each month throughout the life of the loan. The unsecured LightStream loan has no fees or prepayment penalties. Contact us today! Lyon Financial and Viking Capital both specialize in swimming pool financing. Desirable loan options and personal attention every step of the way! Repay your fixed-rate home improvement loan in as little as two years, or take up to 12 years. Includes family by adoption and marriage). Terms and conditions are based on borrower (and co-borrower if applicable) needs and qualifications, are subject to change, and may expire without notice. The main advantage of personal loans is that they usually have lower interest rates than other types of loans (like credit cards). New comments cannot be posted and votes cannot be cast. We would love it if you could tell us what you think. This feature can help homeowners temporarily prioritize and allocate more money toward other financial obligations. Loan programs offered are available nationwide for terms of up to 30 years. You might choose an ARM if you plan on selling your home within a few years and want to keep your monthly payments low during that time period. The model has simulated Vikings vs. Lions 10,000 times and the results are in. Advertised terms are subject to change without notice. We refinance your current mortgage plus the cost of the swimming pool, closing costs and prepaids into one low interest loan. Working with a single lender for all of their financing needs may be convenient for some homeowners who would prefer not to keep track of multiple loans with different lenders. Email. You have 6 months from the approval date to use the shopping pass to pay for the pool and any extras you have purchased through your pool builder. All Rights Reserved By Revolution Reports 2023, Student Loans for Undergraduates Without Cosigner. I listened to him He was patient he would check my debit to credit ratio and explain where I was currently and where I had to be in order to get approved. Cash-out refinances typically have higher interest rates than traditional mortgages but can still be cheaper than taking out separate loans for these larger expenses. . Lyon Financial is located at 118 Morlake Drive Suite 202, Mooresville, NC 28117. Submit your loan application and Viking Capital helps you select the best loan for your needs and qualifications. Unlike typical lenders, we partner with you AND your contractor through every stage of the process to ensure funds are disbursed on time and in full throughout the completion of your project. In some cases, lenders may be able to support quick turnaround times, depositing funds into a borrowers account within 24 hours of approval. If you can meet all of these requirements, then you should be able to get approved for a loan from a Viking capital pool. Our Pool Loan Calculator is a great resource for exploring potential monthly payments, and can be accessed by clicking "Loan Calculator," located in the black bar, towards the top center of the page. It is a big financial investment, but its also a huge quality of life investment. Accepting scores above 650 Loan Amounts Less Than $15,000 Rates as low as 5.99% No Fees No Credit Pulls Apply Now Multiple Offers in under 2 Minutes! In addition, homeowners with sufficient home equity may have the option to use funds from a home equity loan for pool installations. Assessing an applicants credit history can help lenders minimize risk by weeding out potential customers who have struggled to keep up with debt in the past. Here are some things to consider if youre looking for a pool loan with bad credit. All rights reserved. but Viking Capital made it quick and painless. My wife an I both have 800+ credit scores, no debt (besides the mortgage) so our debt to income ratio is < 15%. * Indicates required field. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. Well also email you the link so you can view at anytime. An inquiry you submit to Lyon Financial is for the purpose of obtaining additional information regarding a potential loan provided by a third-party lender under terms & conditions arranged directly between you and such lender, and conditioned upon the completion of all credit documentation. Your contractor charges your shopping pass at milestones stated in your pool contract with a required 30% draw at completion. LightStream delivers a revolutionary swimming pool loan experience that allows customers to focus on their home improvement purchase, rather than on their financing. Lenders may set minimum credit scores for borrowers to meet in order to qualify for a loan. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you. FREE Loan Consultations and payment details for all applicants! Need financing? And finally, dont forget to factor in the costs of installation and ongoing maintenance when budgeting for your new pool! Learn more about Birdeye, SEO for small business 2021 - Online reviews are the latest strategy. Viking Capital, Inc. | Financing For Swimming Pools & Home Improvement Viking Capital has been operating since 1999, working with contractors nationwide to help pair homeowners with the best financing options available. Then, enter the interest rate and loan term (in years). [CDATA[ Financing Gary's Pool and Patio My representative (Kevin) explained my options perfectly, taught me about negative trade, and helped me fix something on my credit rating which was a mistake I didnt even know existed! Many pool loan providers support online applications, but response times could vary. The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes. Let us suggest the right program for you to make your swimming pool dream come true. We work with multiple lenders, so we have multiple options. Never any problems. Companies that dont treat pool financing as a dedicated loan product may require borrowers to pay back their loans in a much shorter time frameas little as 2 years in some cases. If your credit score is below 620, you may still be able to get approved for financing, but you may have to pay a higher interest rate. The interest rate on this loan is fixed at 5.99% and there are no origination fees. You control the terms of your LightStream swimming pool loan, repaying your fixed-rate home improvement loan in as little as two years, or take up to 12 years. Depending on a homeowners circumstances and what theyre looking for in a pool loan, some lenders may stand out more than others. He was responsive, knowledgeable and clearly a subject matter expert in his field and the best part, no high sales pitch or pressure! Viking Capital's swimming pool loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. While some companies provide pool financing through personal loans or home improvement loans, Lyon Financial extends dedicated loans for the express purpose of funding pool installations. They offer a wide array of loan options and have the ability to work with borrowers in all credit tiers. A: We can work with most pool builders. Count on Sunmark Credit Union to help you attain affordable financing that addresses your needs and budget. Lyons Financial is an outstanding and reasonable financial company that offers great rates especially if you're trying to get financing for an in ground pool! Ideally, we like to see a DTI of 50 percent or less (including the amount of the loan you're requesting). Why It Made the Cut: As a lender that focuses on pool loans, Viking Capital can offer extremely high loan amounts to eligible borrowersnot to mention a user-friendly application process and rate discounts for service members. Before lenders extend a pool loan, they will first review the borrowers financial status and ability to manage debt. Once you have a better understanding of where your score needs improvement, take steps to boost it by paying down debts and making timely payments on all future bills. NC Branch ID# 1446463, This profile is powered by Birdeye. We have invested in state-of-the-art technology to keep your information secure and to make our process as efficient as possible. We partner with a network of lenders so you have access to multiple loan options. Subject to change. You can check your rates with NO IMPACT TO YOUR CREDIT. You'll feel like the valued customer you are. Exact interest rate determined by credit profile. Here, Jackson Pools has comprised a variety of resources to answer some common questions and help home and business owners understand what to expect from the pool construction process. Lions 24-28 Vikings (Sep 25, 2022) Final Score - ESPN Lyon Financial is not responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of or in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, load or interest rate analysis. New Pool Financing | Premier Pool Contractor You can also contact her on Facebook, and Instagram. Branch of service: Air Force, Coast Guard, Army, Navy, Marine Corps or reserves for these branches. Contact. A: We work across the 48 contiguous states of the United States. TXOCCC# 10929-47787 Ready to get started, click the button below to request a fee consultation! Viking Capital Loan Specialists give personal attention to every borrower and take the time to understand their financing needs and qualifications. Financing Your Pool With Paramount Capital. Payment example: Monthly Payments for a $200,000 loan at 6.49% APR with a term of 30 years would result in 360 monthly payments of $1,262.82. A: No, we do not currently finance any owner-builds at this time. Thank you for the kind words and for taking the time to leave feedback for us. Luxury Pools Maximum loan amount of $75,000. GENERAL INQUIRIES. A cash-out refinance, for instance, could provide funds to pay for a new pool. By taking all of these factors into account, you should be ableto find the best loan for your needs. What is your credit score? He gave me ideas on areas to improve my credit score so I could get approved for funding. Conditions and limitations apply. Fast, accurate and truthful information. Viking Capital. 118 Morlake Drive . He even suggested my husband co-signing which after fixing 1 thing on my husbands credit report got us approved for funding. Lions 24-28 Vikings (Sep 25, 2022) Game Recap - ESPN Bnit Mulindwa gave Viking Capital, Inc. a 5 star Review on Facebook. 518.588.3025 This email address is being protected from spambots. Pool Financing at Swim - Pool Contractor in Raleigh Once they receive your pre-application, they will help you through the process of choosing a lender program that best fits your needs. This can be beneficial because it allows you to work with just one company throughout the entire process. Subject. Robert our consultant was great. $$ info@poolloan.net Closed now 9:00 AM - 5:00 PM Loan Service vikingcapitalinc Photos See all Once you have a strong credit score in hand, compare offers from multiple lenders before selecting the one that offers you the lowest interest rate and most favorable repayment terms. Financing | OC Poolscapes Reviews | Viking Capital Home Improvement & Pool Financing From pools to pergolas and everything in between, we understand that each and every loan is unique just like you, which is why we take the time to listen. We strive to be a trusted employer, business partner and service provider and to conduct business with transparency, integrity and fairness. The best pool loan companies have a lot to offer, but not every one will be the right choice for every household.
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